Businesses operating online are connected to a world wide web of potential customers, but you’re also exposed to several risks — sometimes at the hands of those same consumers.

To keep your business safe, I recommend having a terms and conditions agreement, which you can easily make using a template.

A website or mobile app’s terms and conditions policy outlines guidelines users are expected to follow and covers topics like dispute resolutions, payment terms, and more.

Read on to learn more about terms and conditions agreements, why you should have one, and how to implement one using our sample terms and conditions template.